Flexible Plans
Simple, Transparent Pricing
Plan on your own with the free tier, unlock every advanced tool with Pro, or bring your whole practice on board. Every new account starts with a 30-day free trial of all Pro features — no payment details required.
MonthlyAnnual
Save 18%
Basic
Standard
For individuals exploring DIY financial planning.
$0/ year
- Overview dashboard & long-term projections
- Plan inputs for accounts, income, expenses & debts
- Plan Comparison with multiple scenarios
- Cash Flow Lab
- Benefits & Health, including Social Security claiming
- Knowledge base & help centre
Pro Plan
Most Popular
For proactive individuals managing their own comprehensive financial strategies.
$99/ year
30-day full-access trial for new accounts
- Everything in Basic, plus:
- Retirement Strategy & Drawdown & withdrawal strategies
- Earliest Retirement analysis
- Roth conversion & Tax Lab
- Healthcare & long-term care impact analysis
- Estate & legacy projection
- Advanced Monte Carlo & risk engine
- Automated account linking
- Kritiva Community
- Kritiva AI planning assistant
- Priority support
Advisor & Enterprise
Professional
For professional financial advisors, RIAs, and enterprise teams.
Custom Quote
- Everything in Pro Plan, plus:
- Multi-client dashboard & management portal
- White-label custom branding & co-branded client portals
- Custom integration & API access
- Dedicated account manager & onboarding support
- Enterprise compliance & security standards
Try everything free for 30 days
Every new account starts with full Pro access for 30 days — no payment details required. When the trial ends, you keep everything you built and can continue on the free Basic plan, or upgrade any time.