Plan Inputs
Accounts, income, spending and goals for both spouses.
One plan for every financial decision
Your entire financial future,clearly projected.
Bring income, spending, taxes, benefits and investments into one living plan. Test what changes before life changes it for you.
Retirement readiness
A plan that lasts through age 95
Age 57
Earliest supported retirement
Monte Carlo
88%
1,000 market paths
Drawdown health
Strong
Taxes included
Healthcare funded
100%
Through age 95
Illustrative plan shown. Your results depend on your inputs and assumptions.
Everything in Kritiva
Every feature, at a glance.
One living plan that updates everywhere.
Overview
Net worth and readiness odds through age 95.
Scenarios
Up to 10 plans, compared side by side.
Financial Independence
Your earliest workable retirement age.
Cash Flow
Money in and out, year by year.
See Kritiva in action
Full product walkthrough.
A complete guided tour with real screens and real numbers. Use the chapter list below the player to jump straight to the part you care about.
Representative sample plan shown. Results depend on your information and assumptions.
Scenarios + uncertainty
Compare choices, not just projections.
Retire sooner, spend differently, change contributions or test a difficult market. Each scenario keeps its own full set of inputs while every dashboard follows the one you select.
One active scenario everywhere
Overview, cash flow, taxes, benefits and optimizers stay synchronized.
Expected and stress-tested views
See both deterministic results and Monte Carlo odds side by side.
Retirement scenarios
Illustrative ending wealth and success odds
Learn with the Kritiva community.
Compare approaches, ask questions and discuss retirement strategies with other planners in a focused community.
Available soon
Connected accounts.
Bring bank and brokerage balances into the same plan, with secure refresh and account-level visibility.
Flexible Plans
Simple, Transparent Pricing
Start free, go Pro when you need the advanced engines, or bring your practice on board. Every new account starts with a 30-day free trial of all Pro features — no payment details required.
Basic
$0/yr
Core projections, basic Social Security and retirement modeling, standard scenario testing.
Pro Plan
$99/yr
Everything in Basic plus Monte Carlo, Roth & tax optimization, drawdown strategies and account linking.
Advisor & Enterprise
Custom
Multi-client portal, white-label branding, custom integrations and dedicated onboarding.
Build a plan you can actually explore.
See how today’s choices affect taxes, spending and retirement readiness across the rest of your life.