Your plan, saved to your account
Know exactly how your retirement plays out
Kritiva models every year of your financial life — income, spending, taxes, Social Security, healthcare and market risk — so you can test decisions before you make them.
Lifetime projections
Net worth, liquid savings and taxable income year by year, from today through age 95 and beyond.
Monte Carlo stress tests
A thousand market paths show the odds your money lasts, with P10 / P50 / P90 outcome bands.
Roth & tax lab
Simulate conversions against live bracket headroom and see the RMD spikes waiting at 73.
Benefits & health
Compare claiming at 62, full retirement age and 70, plus Medicare and long-term care costs.
Up to ten scenarios
Retire earlier, downsize the house, weather a downturn — compare them all side by side.
Community & support
Swap strategies in the forum and get answers from the help centre whenever you're stuck.